• ABOUT
  • BLOG
  • LIBRARY
    • Pillar Test
    • Capital Liberation
    • Insurance Capital Model
  • FOUNDER
    • Hello from T
  • CONTACT
  • More
    • ABOUT
    • BLOG
    • LIBRARY
      • Pillar Test
      • Capital Liberation
      • Insurance Capital Model
    • FOUNDER
      • Hello from T
    • CONTACT
  • ABOUT
  • BLOG
  • LIBRARY
    • Pillar Test
    • Capital Liberation
    • Insurance Capital Model
  • FOUNDER
    • Hello from T
  • CONTACT

the discipline

Strategic risk and insurance advisory at the intersection of AI, Energy, and Climate.

 For developers, investors, and operators making capital decisions. Translation over prediction — clarity before financial close. 

Read The Pillar Test™

who carries the risk?

Risk management isn't about prediction. It's about early translation — creating clarity, structure, and trust under pressure.

I translate deal documents, capital structures, and insurance programs into a single question answered in dollars: does the risk transfer program protect the capital structure under stress?

The insurance market knows premium. It doesn't always know your tax equity flip timing, your PPA force majeure language, or how your parametric trigger interacts with a property sublimit. That's a different discipline — connecting the deal structure to the insurance architecture.

How I Work

01. Translate. Deal documents, policy wordings, and capital structures translated into a single dollar answer. 

02. The Pillar Test™ — a six-step methodology for pressure-testing capital structures against potential failure modes. 

03. Architect.  Insurance as a balance-sheet and capital strategy tool — not a cost center. Surety, tax insurance, parametric, property & casualty insurance, financial lines, composed intentionally. 

Why Now?

Three forces. One interconnected system.

AI

climate

energy

AI demand is reshaping the capital landscape. Hundreds of billions in 2026 alone — trillions over the next handful of years. The capital is moving fast. This is a race.

energy

climate

energy

The regulatory ground is shifting. The OBBBA accelerated tax credit phase-outs, compressing construction-start decisions from years into months. Energy is being rewritten in real time. 

climate

climate

climate

Climate scientists send warning signals. Traditional catastrophe modeling assumes the past is a reasonable guide to the future. Increasingly, it isn't.

the library | open & useful by design

Risk Whisperer Briefing™

Risk Whisperer Briefing™

Risk Whisperer Briefing™

The Pillar Test™ is the methodology. Six steps. Dollar-denominated outputs. Available in two forms — an illustrated brief for the five-minute gist, and a whitepaper for the full analysis.

Read the Brief

Blog

Risk Whisperer Briefing™

Risk Whisperer Briefing™

Insights and observations on risk & capital across AI, Energy, and Climate.

No jargon. No hype. 


One clear insight per post. 

Read the Blog

Translation Tools

Risk Whisperer Briefing™

Translation Tools

Insurance Limit & Equity Outcome Model. When a loss hits, where does the capital gap land?


Hundreds of millions sit frozen as IX and PPA deposits. Can we unlock?

Library →

The AI Trilogy

Risk Whisperer Briefing™

Translation Tools

3 illustrative books. Five ideas to understand about AI — told in the way you'd tell a bedtime story, so AI works for you, not the other way around, and that AI might be the first step. 

Open the Books

2 decades. across the table.

AIG - Hanover - Essex Property Trust - Pine Gate Renewables

select the image to learn more

2025

2025

2025

When energy & intelligence converged.

2025

2025

2025

Work hard at finding answers.

2024

2025

2024

What is AI? Is hallucination a bug or ... a feature? As of 2024, where are we in the AI journey?

2024

2025

2024

Investing time and expertise toward the energy transition. 

2023

2023

2023

My first 1000-day+ in the renewable energy industry.

2023

2023

2023

Collective action and advocacy.

2020

2023

2020

The short answer is to build a better & greener future.

2017

2023

2020

Thi is taking a nap but I can wake her up. I’m her bot. Nice talking to you, Thi of 2017.

clarity before your next big decision.

Stay curious. Be safe. Be well. — T☕️
Start a Conversation

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Advisory & Education | AI • Energy • Climate

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