the discipline
Strategic risk and insurance advisory at the intersection of AI, Energy, and Climate.
For developers, investors, and operators making billion-dollar capital decisions. Translation over prediction — clarity before financial close.
who carries the risk?
Risk management isn't about prediction. It's about early translation — creating clarity, structure, and trust under pressure.
I translate deal documents, capital structures, and insurance programs into a single question answered in dollars: does the risk transfer program protect the capital structure under stress?
The market knows premium. It doesn't always know your tax equity flip timing, your PPA force majeure language, or how your parametric trigger interacts with a property sublimit. That's a different discipline — connecting the deal structure to the insurance architecture.
How I Work
01. Translate. Deal documents, policy wordings, and capital structures translated into a single dollar answer — before the IC meeting, not after.
02. The Pillar Test™ — a six-step methodology for pressure-testing capital structures against real-world failure modes, not hypothetical ones.
03. Architect. Insurance as a balance-sheet and capital strategy tool — not a cost center. Surety, tax insurance, parametric, and financial lines, composed intentionally.
Why Now?
Three forces. One interconnected system.
AI
climate
energy
AI demand is reshaping the capital landscape. Hundreds of billions in 2026 alone — trillions over the next handful of years. The capital is moving fast. This is a race.
energy
climate
energy
The regulatory ground is shifting. The OBBBA accelerated tax credit phase-outs, compressing construction-start decisions from years into months. Energy is being rewritten in real time.
climate
climate
climate
Climate scientists send warning signals. Traditional catastrophe modeling assumes the past is a reasonable guide to the future. Increasingly, it isn't.
the library | open & useful by design
Risk Whisperer Briefings™
Risk Whisperer Briefings™
Risk Whisperer Briefings™
The Pillar Test™ is the methodology that answers it. Six steps. Dollar-denominated outputs. Available in two forms — an illustrated brief for the five-minute gist, and a whitepaper for the full analysis.
Perspectives
Risk Whisperer Briefings™
Risk Whisperer Briefings™
Insights and observations on risk & capital across AI, Energy, and Climate.
No jargon. No hype.
One clear insight per post.
Translation Tools
Risk Whisperer Briefings™
Translation Tools
Insurance Limit & Equity Outcome Model
When a loss hits, where does the capital gap land?
The AI Trilogy
Risk Whisperer Briefings™
Translation Tools
3 illustrative books. Five ideas to understand about AI — told in the way you'd tell a bedtime story, so AI works for you, not the other way around, and that AI might be the first step.
2 decades. across the table.
AIG - Hanover - Essex Property Trust - Pine Gate Renewables
clarity before your next big-dollar decision.
Stay curious. Be safe. Be well. — T☕️
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Advisory & Education | AI • Energy • Climate